Pleasant Parcels Real Estate

Let's find your dream land!

Cash/Financing details, FAQ’s

payment methods

Watch our “How to buy Land 101” for more details!

Ready to lock in your piece of land?

Reservation/Option fee = Down payment!

When you’re ready to purchase your new property, you can submit your “Reservation/option fee” on our website at any time, Day or night! Each land web page has a checkout link for you to submit your payment. By paying the fee, you have exclusive rights to buy the property for a minimum of 30 days.

**This same Reservation/option fee will apply as a down payment towards the the land directly. **

The option fee is non-refundable so please make sure the land is what you’re looking for before you submit your payment.  (Alternatively we can keep the funds as a credit towards another property if you change your mind.)

If it says “out of stock”, someone else has claimed it but let us know you’re interested! Not everyone goes through with their deals so it may be available again soon. You can also submit a general option fee to be first in line to buy the land if it becomes available again.

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In house owner financing:

Short on cash? We offer owner financing on nearly all our land for sale! (Note, only Visa and Mastercard payments via Apartments.com. A small fee is also attached for CC payments.)

We can make you a custom price per month that will fit your budget, just ask.

Please note: The financing price will always be higher than the “discounted” cash price. We advertise the discounted cash price to make a quick sale but the financing price will include things like taxes, monthly fees, and a higher base price than the cash price.

If you’re ready to begin financing, you can submit your Option fee at any time!

(The Option fee will also act as a partial down payment to hold the land in your name)

The option fee is non-refundable so make sure the land is what you’re looking for and you’ve checked with the county first.

Doc/closing fee of $249 is due within 30 days of the reservation/option fee payment to begin financing. (We offer discounts on the doc fee, contact us for more details.)

We also don’t do prepayment penalties and you can pay off the remaining balance at any time. We encourage making as large of a down payment as possible to help drive down the monthly price as it all goes straight to principal.

Run into some hardships? No problem, cancel the contract any time without any additional fees.

Do’s and don’t of owner financing:

Do: Short term camping and small improvements on the property.

(Check with county first. We will require liability insurance if you plan to use the land during financing.)

Don’t: No living on the land long term, no building inhabitable permanent structures.

(This is to avoid certain issues with federal laws and county regulations. Once paid off you may do whatever you’d like with the land. Some will also get construction loans that cover the remaining balance so they can pay it off early and begin building right away.)

Do: Enjoy the land but keep it as pristine as the day you bought it.

Don’t: No altering the land such as cutting down trees, removing soil, building, etc. (Unless approved in writing beforehand)

FAQ’s

We want you to be 100% satisfied with your land purchase.
You can trade your paid down payment or total principal towards any other property at any time. 
Even if you change your mind, the option fee can act as a down payment towards any other available properties.
Plus, if you’d like to upgrade to a larger parcel, you can use the money towards owning the large parcel as well!
(Additional doc fee and paperwork will be required to trade)
It's first come, first serve! Upon submitting the Option Fee, you will have it locked in your name and have exclusive rights to buy the land for at least 30 days. If you’d like to visit the property, we strongly encourage you to consider submitting your down payment to ensure no one else can claim it up before you arrive. Is the land already sold? We often have buyers who change their mind so if you'd like to get first dibs on a property when it is available again, submit a general option fee at any time! (If it does sell, you can use it as a down payment on any other available property at any time!)

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Sorry, but we only allow people to live on the land once it is fully paid off or a cash sale. While we do allow certain improvements to the land and short term camping (defined by the county rules), we do not allow long term living on the land while financing. (Remember, putting a house/RV on vacant land makes it no longer vacant and then we can't offer financing on it!) This is to avoid federal laws such as the Dodd Frank act from kicking in.
1....Dodd-Frank does not apply to loans secured by vacant land, commercial properties, rental properties or properties used for investment purposes. The rules also do not apply to residential properties on which the buyer does not intend to reside.
Regardless, most counties require a septic to be installed on the land and an annual permit to be purchased AT MINIMUM Before anyone can live on a piece of land. This isn't in all counties but be sure to get in touch with them first before putting a down payment on a property. Please plan to have the land fully paid for before planning to move onto it. You must be on the title before you can live on the land as it may cause issues to us as the landowners, so we prefer to transfer the title to you beforehand. We DO ALLOW SHORT TERM CAMPING ON THE LAND, but we will require liability insurance that covers both you and us beforehand. **We encourage the use of construction loans that cover the remaining balance so that you can have your name on the title free and clear before building. Be sure to talk with the county and get your building plans reviewed as well.
Yes, we often have options for in house financing. (unless listing says “cash only”) We offer easy terms with no credit checks or complicated underwriting. Please note, the financing price will be higher than the advertised "Discounted" cash price. We always offer financing for the land but it will be more expensive than the cash price. There are no prepayment/balloon penalties, so you may pay off the remaining loan at any time. You can also qualify for a lower interest rate with a larger down payment. We can set you up with an automatic payment plans so you can set it and forget it. (Note: ONLY Visa and Mastercard. No Amex.) Once you make your final payment on the property, we’ll record your Deed. At that point you own it free and clear. If for any reason you are not able to pay the monthly payments anymore, be sure to let us know right away. You can cancel the contract at any time without further payments or penalties. If you'd like to use or camp on the land while financing, we may require proof of liability insurance beforehand. Make sure you check with the county before camping or planning to build on the land! NOTE: WE DO NOT ALLOW ANYONE TO LIVE ON THE LAND WHILE PAYING IT OFF. Please plan to have the land fully paid for before planning to move onto it. We encourage the use of construction loans that cover the remaining balance so that you can have your name on the title free and clear before building.
Save money and get a big discount with cash purchases! For smaller payments we can do all major credit cards. For larger payments (Over $1,000), we ONLY take wire or cashier checks. Along with your down payment, we have a simple sales agreement that we can have you sign digitally via Esignatures.io website. Once you've submitted the full payment, we will sign and submit the deed in your name. At that point you own it free and clear and you can do whatever you'd like with the land.
Cash is king in the land business! We always offer big discounts if you're willing to make a cash sale. Otherwise with financing, the price will be higher than a cash sale. Why?

A good analogy to think about is if you are walking into car dealership with wad of cash vs. buying car with financing. They'll gladly give it to you for a lower price to make it easier for both parties. Otherwise they need to do a ton of paperwork, setting up payments, they take on more risk of defaulting, etc.

Reasons to not finance:
  • More paperwork
  • More money spent in the long run (Including taxes, monthly fees, interest, etc.)
  • More risk on our end
  • No one can live on the land, only camping based on county's rules
  • Can't build until at least 50% paid off, and even then it's limited
  • Have to take out insurance policy on the land to protect us (in case someone got hurt on the land, which would come back to us)
  • We have to play by county rules, and if they send us any fees or anything bad, you'll have to pay it or risk defaulting on the loan.
With a cash sale, there's very little paperwork, a single payment and then you own it outright for life and can do whatever you'd like with it.
Unless otherwise specified, property taxes are always up to date before we sell a property. The listings will always show the annual tax price.
We run a title search and encumbrance search on each property we buy and make sure there are no issues with the title. We also always purchase the land via warranty deed to ensure legal protection to the first owners of the land via the previous owner.
More than likely yes but be sure to check with the county first. Most of the properties will be zoned residential/agricultural. You can do almost anything you’d like with it, including installing a manufactured home or trailer. (some counties require a septic to be installed before living on property so be sure to talk with them before you plan anything)
All property listing will come with GPS coordinates via the county website. You may visit the parcels any time you’d like but be sure to let us know that you’ll be planning to visit first in case it has been spoken for. We can help with mapping and directions as well.

Please note: Some properties may have rough roads and may require a 4×4 or ATV to visit. Please contact us before planning a visit.
Unless otherwise stated, all properties are rural and do not have any utilities. They are perfect for solar and wind powered “Green Getaways”
We are simple investors and real estate experts but not licensed in any way. As such, we own the properties ourselves and we have total control to help save you money in the closing process. 
Real Estate agent fees can range from 5% to 10% of the purchase price. We eliminate the middleman and sell it directly to you and save on overhead and excess paperwork/jargon. Plus unlike REALTOR® and brokers, we can offer very flexible owner financing for the land and make a custom quote that would fit your budget. As the direct owners of the land, we're very flexible and we'll work to make sure you're happy with your land no matter what!
Yes! If you would like to sell your land for cash, we can often close in less than a month and we'll take care of all closing costs. We can also handle back taxes and we'll look at even the most misshappen and irregular land you have. Just send us your land details like county, state, APN or parcel ID and as many details as you can provide. Please contact us directly by submitting a form here.

If you have any other questions, please drop us a message here.

View our Privacy policy here.

Wiring best practices:
Ensure any emails with wire instructions are only from addresses you trust.
Call the owner if anything looks suspicious before sending a wire.
Our wire instructions are always sent via PDF.
Call the bank, don’t just email, and verify before sending.
Confirm with Bank: name, account and address.
Verify immediately after funds are sent.
“Urgent” messages are likely fake.
A short video on preventing wire fraud
Remember to inquire before you wire!

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