You can trade your paid down payment or total principal towards any other property at any time.
Even if you change your mind, the option fee can act as a down payment towards any other available properties.
Plus, if you’d like to upgrade to a larger parcel, you can use the money towards owning the large parcel as well!
(Additional doc fee and paperwork will be required to trade)
This is to avoid federal laws such as the Dodd Frank act from kicking in.
1....Dodd-Frank does not apply to loans secured by vacant land, commercial properties, rental properties or properties used for investment purposes. The rules also do not apply to residential properties on which the buyer does not intend to reside.Regardless, most counties require a septic to be installed on the land and an annual permit to be purchased AT MINIMUM Before anyone can live on a piece of land. This isn't in all counties but be sure to get in touch with them first before putting a down payment on a property.
Please plan to have the land fully paid for before planning to move onto it. You must be on the title before you can live on the land as it may cause issues to us as the landowners, so we prefer to transfer the title to you beforehand.
**We encourage the use of construction loans that cover the remaining balance so that you can have your name on the title free and clear before building. Be sure to talk with the county and get your building plans reviewed as well.
There are no prepayment/balloon penalties, so you may pay off the remaining loan at any time. You can also qualify for a lower interest rate with a larger down payment.
We can setup multiple methods of automatic payment plans so you can set it and forget it.
Once you make your final payment on the property, we’ll record your Deed. At that point you own it free and clear.
If for any reason you are not able to pay the monthly payments anymore, be sure to let us know right away. You can cancel the contract at any time without further payments or penalties.
NOTE: WE DO NOT ALLOW ANYONE TO LIVE ON THE LAND WHILE PAYING IT OFF. Please plan to have the land fully paid for before planning to move onto it. We encourage the use of construction loans that cover the remaining balance so that you can have your name on the title free and clear before building.
Please note: Some properties may have rough roads and may require a 4×4 or ATV to visit. Please contact us before planning a visit.
Just send us your land details like county, state, APN or parcel ID and as many details as you can provide. Call or Text us at (844)732-LAND (5263) or email us at Pleasantparcels (@) gmail.com.
Ready to lock in your piece of land?
Option fee = Down payment!
When you’re ready to purchase your new property, you can submit your “option fee” on our website at any time, Day or night! Each land web page has a checkout link for you to submit your payment. By paying the option fee, you have exclusive rights to buy the property for a minimum of 30 days.
**This same option fee will apply as a down payment towards the the land directly. **
The option fee is non-refundable so please make sure the land is what you’re looking for before you submit your payment. (Alternatively we can keep the funds as a credit towards another property if you change your mind.)
If it says “out of stock”, someone else has claimed it but let us know you’re interested! Not everyone goes through with their deals so it may be available again soon.
In house owner financing:
Short on cash? We offer owner financing on nearly all our land for sale!
We can make you a custom price per month that will fit your budget, just ask.
If you’re ready to begin financing, you can submit your Option fee at any time!
(The Option fee will also act as a partial down payment to hold the land in your name)
The option fee is non-refundable so make sure the land is what you’re looking for and you’ve checked with the county first.
ATTENTION: We typically require a minimum down payment of $1,000 or more to begin financing, but if you’re able to afford a shorter financing period (1-2 years), we may be able to take a smaller down payment.
Doc/closing fee of $249 is due within 30 days of down payment to begin financing. (We offer discounts on the doc fee, contact us for more details.)
We encourage making as large of a down payment as possible to help drive down the monthly price as it all goes straight to principal.
We also don’t do prepayment penalties and you can pay off the remaining balance at any time.
Run into some hardships? No problem, cancel the contract any time without any additional fees.
Do’s and don’t of owner financing:
Do: Short term camping and small improvements on the property.
(Check with county first. We will require liability insurance if you plan to use the land during financing.)
Don’t: No living on the land long term, no building inhabitable permanent structures.
(This is to avoid certain issues with federal laws and county regulations. Once paid off you may do whatever you’d like with the land)
Do: Enjoy the land but keep it as pristine as the day you bought it.
Don’t: No altering the land such as cutting down trees, removing soil, etc. (Unless approved in writing beforehand)